:root {
    --navy: #0a1b33;
    --navy-2: #0e2546;
    --navy-card: #12294a;
    --paper: #fafaf6;
    --paper-2: #f2f1e9;
    --white: #ffffff;
    --gold: #c2a05a;
    --gold-bright: #e4c97e;
    --ink: #0a1b33;
    --slate: #46505f;
    --slate-soft: #7a8492;
    --line: #e6e3d8;
    --line-dark: rgba(255, 255, 255, 0.1);
    --r: 14px;
    --maxw: 1180px;
    --serif: "Spectral", Georgia, serif;
    --sans: "Hanken Grotesk", -apple-system, sans-serif;
}

button,
hr,
input {
    overflow: visible;
}

progress,
sub,
sup {
    vertical-align: baseline;
}

body,
h1,
h2,
p,
ul {
    margin: 0;
}

.btn,
.label {
    text-align: center;
}

.btn,
.label,
.label-text,
sub,
sup {
    position: relative;
}

.advantages__item-title,
.statistics__item-descr,
.statistics__item-title {
    text-shadow: 0 3.79235px 92.723px rgba(0, 0, 0, 0.35);
}

.burger,
.calculator__block,
.form__block form,
.statistics__item-inner {
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
}

details,
main {
    display: block;
}

hr {
    -webkit-box-sizing: content-box;
    box-sizing: content-box;
    height: 0;
}

[type="checkbox"],
[type="radio"],
legend {
    -webkit-box-sizing: border-box;
    padding: 0;
    box-sizing: border-box;
}

code,
kbd,
pre,
samp {
    font-family: monospace, monospace;
    font-size: 1em;
}

a {
    background-color: transparent;
    text-decoration: unset;
}

ul {
    padding: 0;
    list-style-type: none;
}

abbr[title] {
    border-bottom: none;
    text-decoration: underline;
    -webkit-text-decoration: underline dotted;
    text-decoration: underline dotted;
}

b,
strong {
    font-weight: bolder;
}

small {
    font-size: 80%;
}

sub,
sup {
    font-size: 75%;
    line-height: 0;
}

sub {
    bottom: -0.25em;
}

sup {
    top: -0.5em;
}

img {
    width: 100%;
    height: 100%;
    -o-object-fit: cover;
    object-fit: cover;
    border-style: none;
}

button,
input,
optgroup,
select,
textarea {
    font-family: inherit;
    font-size: 100%;
    line-height: 1.15;
    margin: 0;
}

button,
select {
    text-transform: none;
}

[type="button"],
[type="reset"],
[type="submit"],
button {
    -webkit-appearance: button;
}

[type="button"]::-moz-focus-inner,
[type="reset"]::-moz-focus-inner,
[type="submit"]::-moz-focus-inner,
button::-moz-focus-inner {
    border-style: none;
    padding: 0;
}

[type="button"]:-moz-focusring,
[type="reset"]:-moz-focusring,
[type="submit"]:-moz-focusring,
button:-moz-focusring {
    outline: ButtonText dotted 1px;
}

fieldset {
    padding: 0.35em 0.75em 0.625em;
}

legend {
    color: inherit;
    display: table;
    max-width: 100%;
    white-space: normal;
}

textarea {
    overflow: auto;
}

.hero__badge,
html {
    -webkit-box-sizing: border-box;
}

[type="number"]::-webkit-inner-spin-button,
[type="number"]::-webkit-outer-spin-button {
    height: auto;
}

[type="search"] {
    -webkit-appearance: textfield;
    outline-offset: -2px;
}

[type="search"]::-webkit-search-decoration {
    -webkit-appearance: none;
}

::-webkit-file-upload-button {
    -webkit-appearance: button;
    font: inherit;
}

summary {
    display: list-item;
}

[hidden],
template {
    display: none;
}

html {
    -webkit-box-sizing: border-box;
    box-sizing: border-box;
    overflow-y: scroll;
    scroll-behavior: smooth;
    overflow-x: hidden;
}

*,
::after,
::before {
    -webkit-box-sizing: inherit;
    box-sizing: inherit;
}

body {
    font-family: var(--sans);
    color: var(--ink);
    background: var(--paper);
    -webkit-font-smoothing: antialiased;
    line-height: 1.6;
}

.container {
    max-width: 1180px;
    padding: 0 28px;
    margin: 0 auto;
}

.eyebrow {
    font-size: 12px;
    letter-spacing: 0.22em;
    text-transform: uppercase;
    font-weight: 600;
    color: var(--gold);
}

.eyebrow.on-dark {
    color: var(--gold-bright);
}

.overlay {
    position: fixed;
    display: none;
    width: 100%;
    height: 100%;
    top: 0;
    background: #7a8492e8;
}

.overlay--active {
    display: block;
    z-index: 2;
}

.iti {
    width: 100% !important;
}

h1,
h2,
h3 {
    font-family: var(--serif);
    font-weight: 500;
    line-height: 1.12;
    letter-spacing: -0.01em;
}

.h-xl {
    font-size: clamp(2.3rem, 5.2vw, 4rem);
}

.h-lg {
    font-size: clamp(1.9rem, 3.6vw, 2.9rem);
}

.lead {
    font-size: clamp(1.02rem, 1.4vw, 1.18rem);
    color: var(--slate);
}

.section-pad {
    padding: clamp(64px, 9vw, 117px) 0;
}

.gold-rule {
    width: 46px;
    height: 2px;
    background: var(--gold);
    margin: 18px 0 26px;
}

.gold-rule.center {
    margin-left: auto;
    margin-right: auto;
}

/* ---------- BUTTONS ---------- */
.btn {
    display: -webkit-inline-box;
    display: -ms-inline-flexbox;
    display: inline-flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    -webkit-box-pack: center;
    -ms-flex-pack: center;
    justify-content: center;
    gap: 9px;
    font-family: var(--sans);
    font-weight: 600;
    font-size: 0.95rem;
    padding: 15px 28px;
    border-radius: 9px;
    border: none;
    cursor: pointer;
    -webkit-transition:
        background 0.2s ease,
        -webkit-transform 0.15s ease,
        -webkit-box-shadow 0.2s ease;
    transition:
        background 0.2s ease,
        -webkit-transform 0.15s ease,
        -webkit-box-shadow 0.2s ease;
    -o-transition:
        transform 0.15s ease,
        box-shadow 0.2s ease,
        background 0.2s ease;
    transition:
        transform 0.15s ease,
        box-shadow 0.2s ease,
        background 0.2s ease;
    transition:
        transform 0.15s ease,
        box-shadow 0.2s ease,
        background 0.2s ease,
        -webkit-transform 0.15s ease,
        -webkit-box-shadow 0.2s ease;
}

.btn-gold {
    background: -webkit-gradient(linear, left top, left bottom, from(var(--gold-bright)), to(var(--gold)));
    background: -o-linear-gradient(top, var(--gold-bright), var(--gold));
    background: linear-gradient(180deg, var(--gold-bright), var(--gold));
    color: var(--navy);
    -webkit-box-shadow: 0 8px 22px -10px rgba(194, 160, 90, 0.7);
    box-shadow: 0 8px 22px -10px rgba(194, 160, 90, 0.7);
}

.btn-gold:hover {
    -webkit-transform: translateY(-2px);
    -ms-transform: translateY(-2px);
    transform: translateY(-2px);
    -webkit-box-shadow: 0 14px 28px -10px rgba(194, 160, 90, 0.85);
    box-shadow: 0 14px 28px -10px rgba(194, 160, 90, 0.85);
}

.btn-ghost {
    background: transparent;
    border-color: var(--line);
    color: var(--ink);
}

.btn-ghost:hover {
    border-color: var(--gold);
}

.btn-outline-light {
    background: transparent;
    border-color: rgba(255, 255, 255, 0.4);
    color: #fff;
}

.btn-outline-light:hover {
    border-color: var(--gold-bright);
    color: var(--gold-bright);
}

.btn-lg {
    padding: 18px 38px;
    font-size: 1.05rem;
}

/* ---------- HEADER  ---------- */
header.nav {
    position: sticky;
    top: 0;
    background: rgba(10, 27, 51, 0.92);
    -webkit-backdrop-filter: blur(5px);
    backdrop-filter: blur(5px);
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    /* overflow: hidden; */
    z-index: 50;
}

.nav-inner {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    -webkit-box-pack: justify;
    -ms-flex-pack: justify;
    justify-content: space-between;
    height: 72px;
}

.logo {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    gap: 11px;
    color: #fff;
    font-weight: 700;
    font-size: 1.15rem;
    letter-spacing: -0.01em;
}

.logo-mark {
    width: 26px;
    height: 26px;
    -webkit-box-flex: 0;
    -ms-flex: none;
    flex: none;
}

.nav-links ul {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    gap: 30px;
}

.nav-links a {
    color: rgba(255, 255, 255, 0.74);
    font-size: 0.92rem;
    font-weight: 500;
    -webkit-transition: color 0.15s;
    -o-transition: color 0.15s;
    transition: color 0.15s;
}

.nav-links a:hover {
    color: var(--gold-bright);
}

.nav-actions {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    gap: 18px;
}

.nav-signin {
    color: rgba(255, 255, 255, 0.8);
    font-size: 0.92rem;
    font-weight: 600;
}

.nav-signin:hover {
    color: #fff;
}

.nav-toggle {
    display: none;
    background: none;
    border: 0;
    cursor: pointer;
}

.nav-links-close {
    display: none;
    width: 24px;
    height: 24px;
    -ms-flex-item-align: end;
    align-self: flex-end;
    cursor: pointer;
}

/* ---------- HERO SECTION ---------- */
.hero {
    position: relative;
    overflow: hidden;
    background:
        -o-radial-gradient(18% -8%, 46.87% 62.5%, #163058 0%, rgba(22, 48, 88, 0) 60%),
        -o-linear-gradient(302.75deg, #0b1f3c 0%, #0a1b33 55%, #081424 100%);
    background:
        radial-gradient(46.87% 62.5% at 18% -8%, #163058 0%, rgba(22, 48, 88, 0) 60%),
        linear-gradient(147.25deg, #0b1f3c 0%, #0a1b33 55%, #081424 100%);
    color: #fff;
}

.hero .container {
    padding: 0 28px;
}

.hero-graph {
    position: absolute;
    width: 100%;
    max-width: 685px;
    right: 0;
    bottom: 0;
    pointer-events: none;
}

.hero-inner {
    position: relative;
    display: -ms-grid;
    display: grid;
    -ms-grid-columns: 1.05fr 56px 0.9fr;
    grid-template-columns: 1.05fr 0.9fr;
    gap: 56px;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    padding: clamp(38px, 8vw, 104px) 0;
}

.hero-copy .eyebrow {
    display: inline-block;
    margin-bottom: 20px;
}

.hero h1 {
    margin-bottom: 20px;
}

.hero h1 em {
    font-style: normal;
    color: var(--gold-bright);
}

.hero-sub {
    font-size: 1.12rem;
    color: rgba(255, 255, 255, 0.74);
    max-width: 30em;
    margin-bottom: 30px;
}

.trust-row {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    gap: 46px;
    -ms-flex-wrap: wrap;
    flex-wrap: wrap;
    margin-top: 34px;
    padding-top: 26px;
    border-top: 1px solid var(--line-dark);
}

.trust-item .num {
    font-family: var(--serif);
    /* font-size: 1.7rem; */
    font-size: clamp(1.25rem, 1.104rem + 0.65vw, 1.688rem);
    color: #fff;
}

.trust-item .lbl {
    font-size: 0.78rem;
    letter-spacing: 0.04em;
    color: rgba(255, 255, 255, 0.55);
    text-transform: uppercase;
}

/* HERO FORM */
.form-card {
    font-family: var(--serif);
    background: var(--white);
    color: var(--ink);
    border-radius: 18px;
    padding: 34px 32px;
    -webkit-box-shadow: 0 40px 80px -30px rgba(0, 0, 0, 0.6);
    box-shadow: 0 40px 80px -30px rgba(0, 0, 0, 0.6);
    border: 1px solid rgba(255, 255, 255, 0.6);
}

.form-card h3 {
    font-size: 1.4rem;
    margin-top: 0;
    margin-bottom: 5px;
}

.form-card .fc-sub {
    font-family: var(--sans);
    font-size: 0.9rem;
    color: var(--slate-soft);
    margin-bottom: 22px;
}

.rf-form {
    width: 100%;
}

.rf-form__content {
    position: relative;
}

.rf-form-field__error {
    display: none;
    width: 100%;
    margin-top: 8px;
    font-family: var(--sans);
    font-size: 0.75rem;
    line-height: 1.25;
}

.rf-form-field .iti {
    width: 100%;
}

.rf-form-field .iti__flag-container {
    padding: 0;
}

.rf-form-field .iti__selected-dial-code {
    font-family: var(--sans);
    font-size: 0.95rem;
}

.field {
    margin-bottom: 18px;
}

.field label {
    font-family: var(--sans);
    display: block;
    font-size: 0.78rem;
    font-weight: 700;
    letter-spacing: 0.03em;
    text-transform: uppercase;
    color: var(--slate);
    margin-bottom: 6px;
}

.field input,
.field select {
    width: 100%;
    padding: 13px 14px;
    border: 1px solid var(--line);
    border-radius: 9px;
    font-family: var(--sans);
    font-size: 0.95rem;
    color: var(--ink);
    background: var(--paper);
    -webkit-transition:
        border-color 0.15s,
        -webkit-box-shadow 0.15s;
    transition:
        border-color 0.15s,
        -webkit-box-shadow 0.15s;
    -o-transition:
        border-color 0.15s,
        box-shadow 0.15s;
    transition:
        border-color 0.15s,
        box-shadow 0.15s;
    transition:
        border-color 0.15s,
        box-shadow 0.15s,
        -webkit-box-shadow 0.15s;
}

.field select {
    -webkit-appearance: none;
    -moz-appearance: none;
    appearance: none;
}

.field select::-ms-expand {
    display: none;
}

.field input:focus,
.field select:focus {
    outline: none;
    border-color: var(--gold);
    -webkit-box-shadow: 0 0 0 3px rgba(194, 160, 90, 0.18);
    box-shadow: 0 0 0 3px rgba(194, 160, 90, 0.18);
}

.form-card .btn {
    width: 100%;
}

.form-note {
    font-family: var(--sans);
    font-size: 0.74rem;
    color: var(--slate-soft);
    text-align: center;
    padding-bottom: 0;
    margin-top: 18px;
}

.form-note a {
    color: #7a8492;
    text-decoration: underline;
}

.form-note a:hover {
    text-decoration: none;
}

/* ---------- AMBASSADORS SECTION ---------- */
.amb-section {
    background: var(--white);
    border-bottom: 1px solid var(--line);
}

.amb-section-title {
    width: 100%;
    max-width: 443px;
}

.placeholder-tag {
    display: -webkit-inline-box;
    display: -ms-inline-flexbox;
    display: inline-flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    gap: 7px;
    font-size: 0.72rem;
    font-weight: 600;
    letter-spacing: 0.04em;
    text-transform: uppercase;
    color: var(--slate-soft);
    background: var(--paper-2);
    border: 1px dashed var(--line);
    padding: 5px 11px;
    border-radius: 30px;
    margin-top: 14px;
}

.amb-grid {
    display: -ms-grid;
    display: grid;
    -ms-grid-columns: 1fr 26px 1fr;
    grid-template-columns: 1fr 1fr;
    gap: 26px;
    margin-top: 44px;
}

.amb-card {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    gap: 22px;
    background: var(--paper);
    border: 1px solid var(--line);
    border-radius: var(--r);
    padding: 28px;
    -webkit-box-align: start;
    -ms-flex-align: start;
    align-items: flex-start;
}

.avatar {
    -webkit-box-flex: 0;
    -ms-flex: none;
    flex: none;
    border-radius: 50%;
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    -webkit-box-pack: center;
    -ms-flex-pack: center;
    justify-content: center;
    font-family: var(--serif);
    background: var(--navy);
    color: var(--gold-bright);
    border: 1px dashed rgba(255, 255, 255, 0.25);
}

.avatar.lg {
    width: 88px;
    height: 88px;
    font-size: 1.5rem;
}

.avatar.md {
    width: 60px;
    height: 60px;
    font-size: 1.1rem;
}

.avatar.sm {
    width: 46px;
    height: 46px;
    font-size: 0.95rem;
}

.amb-card .quote {
    font-family: var(--serif);
    font-size: 1.12rem;
    line-height: 1.4;
    color: var(--ink);
}

.amb-card .ph {
    color: var(--slate-soft);
    border-bottom: 1px dashed var(--gold);
}

.amb-meta {
    margin-top: 14px;
}

.amb-meta .nm {
    font-weight: 700;
    font-size: 0.98rem;
}

.amb-meta .rl {
    font-size: 0.84rem;
    color: var(--slate-soft);
}

/* ---------- testimonials #1 ---------- */
.t1-section {
    background: var(--paper);
}

.t1-section-title {
    width: 100%;
    max-width: 525px;
}

.t1-grid {
    display: -ms-grid;
    display: grid;
    -ms-grid-columns: 1fr 24px 1fr 24px 1fr;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    margin-top: 46px;
}

.t-card {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
    -webkit-box-pack: justify;
    -ms-flex-pack: justify;
    justify-content: space-between;
    background: var(--white);
    border: 1px solid var(--line);
    border-radius: var(--r);
    padding: 28px;
    -webkit-transition:
        -webkit-transform 0.2s ease,
        -webkit-box-shadow 0.2s ease;
    transition:
        -webkit-transform 0.2s ease,
        -webkit-box-shadow 0.2s ease;
    -o-transition:
        transform 0.2s ease,
        box-shadow 0.2s ease;
    transition:
        transform 0.2s ease,
        box-shadow 0.2s ease;
    transition:
        transform 0.2s ease,
        box-shadow 0.2s ease,
        -webkit-transform 0.2s ease,
        -webkit-box-shadow 0.2s ease;
}

.t-card:hover {
    -webkit-transform: translateY(-4px);
    -ms-transform: translateY(-4px);
    transform: translateY(-4px);
    -webkit-box-shadow: 0 24px 44px -28px rgba(10, 27, 51, 0.4);
    box-shadow: 0 24px 44px -28px rgba(10, 27, 51, 0.4);
}

.t-head {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    gap: 14px;
}

.t-head .nm {
    font-weight: 700;
    font-size: 0.98rem;
}

.t-head .ci {
    font-size: 0.83rem;
    color: var(--slate-soft);
}

.stars {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    gap: 3px;
    margin: 16px 0 12px;
}

.star {
    width: 16px;
    height: 16px;
    fill: var(--gold);
}

.t-body {
    font-size: 0.95rem;
    color: var(--slate);
}

.t-metric {
    margin-top: 18px;
    padding-top: 16px;
    border-top: 1px solid var(--line);
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: baseline;
    -ms-flex-align: baseline;
    align-items: baseline;
    -webkit-box-pack: justify;
    -ms-flex-pack: justify;
    justify-content: space-between;
}

.t-metric .ml {
    font-size: 0.78rem;
    letter-spacing: 0.04em;
    text-transform: uppercase;
    color: var(--slate-soft);
}

.t-metric .mv {
    font-family: var(--serif);
    font-size: 1.3rem;
    color: var(--gold);
    border-bottom: 1px dashed var(--gold);
}

.quote {
    border-bottom: 1px dashed var(--gold);
    color: var(--slate-soft);
    padding-bottom: 16px;
}

/* ---------- calculator ---------- */
.calc-section {
    background: -webkit-gradient(linear, left top, left bottom, from(var(--paper-2)), to(var(--paper)));
    background: -o-linear-gradient(top, var(--paper-2) 0%, var(--paper) 100%);
    background: linear-gradient(180deg, var(--paper-2) 0%, var(--paper) 100%);
    border-top: 1px solid var(--line);
    border-bottom: 1px solid var(--line);
}

.calc-section-eyebrow {
    display: block;
    text-align: center;
}

.calc-section-title {
    width: 100%;
    max-width: 614px;
    display: block;
    text-align: center;
    margin: 0 auto;
}

.calc-section-lead {
    width: 100%;
    max-width: 621px;
    text-align: center;
    margin: 14px auto 0;
}

.calc-card {
    margin-top: 48px;
    background: var(--white);
    border: 1px solid var(--line);
    border-radius: 20px;
    overflow: hidden;
    display: -ms-grid;
    display: grid;
    -ms-grid-columns: 1fr 1fr;
    grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
    -webkit-box-shadow: 0 40px 80px -50px rgba(10, 27, 51, 0.5);
    box-shadow: 0 40px 80px -50px rgba(10, 27, 51, 0.5);
}

.calc-controls {
    padding: clamp(30px, 4vw, 46px);
    min-width: 0;
}

.calc-controls h3 {
    font-size: 1.4rem;
    margin-bottom: 6px;
    margin-top: 0;
}

.calc-controls .ch-sub {
    font-size: 0.9rem;
    color: var(--slate-soft);
    margin-bottom: 30px;
}

.ctl-label {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-pack: justify;
    -ms-flex-pack: justify;
    justify-content: space-between;
    -webkit-box-align: baseline;
    -ms-flex-align: baseline;
    align-items: baseline;
    gap: 16px;
    /* margin-bottom: 12px; */
}

.ctl-label span:first-child {
    font-size: 0.8rem;
    font-weight: 600;
    letter-spacing: 0.05em;
    text-transform: uppercase;
    color: var(--slate);
}

.ctl-amount {
    font-family: var(--serif);
    font-size: clamp(1.35rem, 3vw, 1.7rem);
    color: var(--navy);
    text-align: right;
    overflow-wrap: anywhere;
}

input[type="range"] {
    -webkit-appearance: none;
    -moz-appearance: none;
    appearance: none;
    display: block;
    width: 100%;
    height: 6px;
    margin-top: 18px;
    border-radius: 6px;
    background: -webkit-gradient(
        linear,
        left top,
        right top,
        from(var(--gold)),
        color-stop(var(--gold)),
        color-stop(var(--line)),
        to(var(--line))
    );
    background: -o-linear-gradient(left, var(--gold) 0%, var(--gold) var(--fill, 40%), var(--line) var(--fill, 40%), var(--line) 100%);
    background: linear-gradient(90deg, var(--gold) 0%, var(--gold) var(--fill, 40%), var(--line) var(--fill, 40%), var(--line) 100%);
    cursor: pointer;
}

input[type="range"]::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 26px;
    height: 26px;
    border-radius: 50%;
    background: var(--navy);
    border: 3px solid var(--gold-bright);
    -webkit-box-shadow: 0 4px 12px rgba(10, 27, 51, 0.35);
    box-shadow: 0 4px 12px rgba(10, 27, 51, 0.35);
}

input[type="range"]::-moz-range-thumb {
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: var(--navy);
    border: 3px solid var(--gold-bright);
    box-shadow: 0 4px 12px rgba(10, 27, 51, 0.35);
}

.range-ticks {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-pack: justify;
    -ms-flex-pack: justify;
    justify-content: space-between;
    font-size: 0.74rem;
    color: var(--slate-soft);
    margin-top: 8px;
}

.period-seg {
    display: -ms-grid;
    display: grid;
    -ms-grid-columns: 1fr 8px 1fr 8px 1fr 8px 1fr;
    grid-template-columns: repeat(4, 1fr);
    gap: 8px;
    margin-top: 30px;
}

.period-seg button {
    font-family: var(--sans);
    font-weight: 600;
    font-size: 0.92rem;
    min-height: 58px;
    padding: 13px 6px;
    border-radius: 9px;
    cursor: pointer;
    border: 1px solid var(--line);
    background: var(--paper);
    color: var(--slate);
    -webkit-transition: all 0.15s ease;
    -o-transition: all 0.15s ease;
    transition: all 0.15s ease;
}

.period-seg button .pm {
    display: block;
    font-size: 0.7rem;
    font-weight: 500;
    line-height: 1.1;
    margin-top: 2px;
    color: var(--slate-soft);
}

.period-seg button.active {
    background: var(--navy);
    border-color: var(--navy);
    color: #fff;
}

.period-seg button.active .pm {
    color: var(--gold-bright);
}

.calc-result {
    background: -o-radial-gradient(80% 0%, 600px 300px, #16315a 0%, transparent 70%), var(--navy);
    background: radial-gradient(600px 300px at 80% 0%, #16315a 0%, transparent 70%), var(--navy);
    color: #fff;
    padding: clamp(30px, 4vw, 46px);
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
    min-width: 0;
}

.calc-result .rl {
    font-size: 0.8rem;
    letter-spacing: 0.07em;
    text-transform: uppercase;
    color: rgba(255, 255, 255, 0.6);
}

.result-value {
    font-family: var(--serif);
    font-weight: 600;
    font-size: clamp(2.6rem, 5.5vw, 3.7rem);
    line-height: 1.05;
    margin: 10px 0 4px;
    color: var(--gold-bright);
    letter-spacing: 0;
    overflow-wrap: anywhere;
}

.result-growth {
    font-size: 1rem;
    color: rgba(255, 255, 255, 0.82);
}

.result-growth strong {
    color: #fff;
}

.result-split {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -ms-flex-wrap: wrap;
    flex-wrap: wrap;
    gap: 26px;
    margin-top: 26px;
    padding-top: 22px;
    border-top: 1px solid var(--line-dark);
}

.result-split > div {
    -webkit-box-flex: 1;
    -ms-flex: 1 1 160px;
    flex: 1 1 160px;
    min-width: 0;
}

.result-split div .rs-l {
    font-size: 0.74rem;
    letter-spacing: 0.04em;
    text-transform: uppercase;
    color: rgba(255, 255, 255, 0.55);
}

.result-split div .rs-v {
    font-family: var(--serif);
    font-size: 1.25rem;
    color: #fff;
    overflow-wrap: anywhere;
}

.calc-disclaimer {
    margin-top: auto;
    padding-top: 24px;
    font-size: 0.78rem;
    line-height: 1.55;
    color: rgba(255, 255, 255, 0.6);
}

.calc-disclaimer strong {
    color: rgba(255, 255, 255, 0.85);
    font-weight: 600;
}

.calc-cta {
    text-align: center;
    margin-top: 40px;
}

.calc-cta .micro {
    font-size: 0.82rem;
    color: var(--slate-soft);
    margin-top: 14px;
}

/* ---------- how it works ---------- */
.how-section {
    background: var(--navy);
    color: #fff;
}

.how-grid {
    display: -ms-grid;
    display: grid;
    -ms-grid-columns: 1fr 30px 1fr 30px 1fr;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
    margin-top: 50px;
}

.how-step {
    position: relative;
}

.step-num {
    font-family: var(--serif);
    font-size: 0.95rem;
    color: var(--gold-bright);
    letter-spacing: 0.1em;
    margin-bottom: 18px;
}

.step-icon {
    width: 58px;
    height: 58px;
    border-radius: 12px;
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    -webkit-box-pack: center;
    -ms-flex-pack: center;
    justify-content: center;
    background: var(--navy-card);
    border: 1px solid var(--line-dark);
    margin-bottom: 20px;
}

.step-icon svg {
    width: 28px;
    height: 28px;
    stroke: var(--gold-bright);
    fill: none;
    stroke-width: 1.6;
}

.how-step h3 {
    font-size: 1.25rem;
    margin-bottom: 10px;
}

.how-step p {
    font-size: 0.94rem;
    color: rgba(255, 255, 255, 0.66);
}

/* ---------- testimonial #2 ---------- */
.t2-section {
    background: var(--paper);
}

.t2-section-title {
    width: 100%;
    max-width: 535px;
}

.t2-card {
    display: -ms-grid;
    display: grid;
    -ms-grid-columns: 0.78fr 0 1.22fr;
    grid-template-columns: 0.78fr 1.22fr;
    gap: 0;
    margin-top: 46px;
    background: var(--white);
    border: 1px solid var(--line);
    border-radius: 20px;
    overflow: hidden;
}

.t2-photo {
    background: -o-radial-gradient(50% 30%, 400px 300px, #16315a, transparent), var(--navy);
    background: radial-gradient(400px 300px at 50% 30%, #16315a, transparent), var(--navy);
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    -webkit-box-pack: center;
    -ms-flex-pack: center;
    justify-content: center;
    padding: 48px 30px;
    text-align: center;
}

.t2-photo .avatar {
    width: 120px;
    height: 120px;
    font-size: 2rem;
    margin-bottom: 20px;
}

.t2-photo .nm {
    color: #fff;
    font-weight: 700;
    font-size: 1.05rem;
}

.t2-photo .rl {
    color: rgba(255, 255, 255, 0.6);
    font-size: 0.86rem;
}

.t2-body {
    padding: clamp(34px, 4vw, 56px);
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
    -webkit-box-pack: center;
    -ms-flex-pack: center;
    justify-content: center;
}

.t2-body .stars {
    margin-top: 0;
}

.t2-quote {
    font-family: var(--serif);
    font-size: clamp(1.25rem, 2.1vw, 1.65rem);
    line-height: 1.4;
    color: var(--ink);
    margin: 14px 0 20px;
}

.t2-quote .mark {
    color: var(--gold);
}

.t2-body p {
    font-size: clamp(1.25rem, 1.146rem + 0.46vw, 1.563rem);
    color: var(--slate);
}

/* ---------- how it works ---------- */
.how-section {
    background: var(--navy);
    color: #fff;
}

.how-grid {
    display: -ms-grid;
    display: grid;
    -ms-grid-columns: 1fr 30px 1fr 30px 1fr;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
    margin-top: 50px;
}

.how-step {
    position: relative;
}

.step-num {
    font-family: var(--serif);
    font-size: 0.95rem;
    color: var(--gold-bright);
    letter-spacing: 0.1em;
    margin-bottom: 18px;
}

.step-icon {
    width: 58px;
    height: 58px;
    border-radius: 12px;
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    -webkit-box-pack: center;
    -ms-flex-pack: center;
    justify-content: center;
    background: var(--navy-card);
    border: 1px solid var(--line-dark);
    margin-bottom: 20px;
}

.step-icon svg {
    width: 28px;
    height: 28px;
    stroke: var(--gold-bright);
    fill: none;
    stroke-width: 1.6;
}

.how-step h3 {
    font-size: 1.25rem;
    margin-bottom: 10px;
}

.how-step p {
    font-size: 0.94rem;
    color: rgba(255, 255, 255, 0.66);
}

/* ---------- testimonial #2 ---------- */
.t2-section {
    background: var(--paper);
}

.t2-card {
    display: -ms-grid;
    display: grid;
    -ms-grid-columns: 0.78fr 0 1.22fr;
    grid-template-columns: 0.78fr 1.22fr;
    gap: 0;
    margin-top: 46px;
    background: var(--white);
    border: 1px solid var(--line);
    border-radius: 20px;
    overflow: hidden;
}

.t2-photo {
    background: -o-radial-gradient(50% 30%, 400px 300px, #16315a, transparent), var(--navy);
    background: radial-gradient(400px 300px at 50% 30%, #16315a, transparent), var(--navy);
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    -webkit-box-pack: center;
    -ms-flex-pack: center;
    justify-content: center;
    padding: 48px 30px;
    text-align: center;
}

.t2-photo .avatar {
    width: 120px;
    height: 120px;
    font-size: 2rem;
    margin-bottom: 20px;
}

.t2-photo .nm {
    color: #fff;
    font-weight: 700;
    font-size: 1.05rem;
}

.t2-photo .rl {
    color: rgba(255, 255, 255, 0.6);
    font-size: 0.86rem;
}

.t2-body {
    padding: clamp(34px, 4vw, 56px);
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
    -webkit-box-pack: center;
    -ms-flex-pack: center;
    justify-content: center;
}

.t2-body .stars {
    margin-top: 0;
}

.t2-quote {
    font-family: var(--serif);
    font-size: clamp(1.25rem, 2.1vw, 1.65rem);
    line-height: 1.4;
    color: var(--ink);
    margin: 14px 0 20px;
}

/* ---------- stats ---------- */
.stats-section {
    background: var(--white);
    border-top: 1px solid var(--line);
}

.stats-section-title {
    width: 100%;
    max-width: 495px;
}

.stats-row {
    display: -ms-grid;
    display: grid;
    -ms-grid-columns: 1fr 24px 1fr 24px 1fr 24px 1fr;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
    margin-top: 46px;
}

.stat-block {
    border-left: 2px solid var(--gold);
    padding-left: 18px;
}

.stat-block .sv {
    font-family: var(--serif);
    /* font-size: 2.3rem; */
    font-size: clamp(1.875rem, 1.75rem + 0.56vw, 2.25rem);
    color: var(--navy);
    line-height: 1;
}

.stats-section-lead {
    display: none;
}

.stat-block .sl {
    font-size: 0.86rem;
    color: var(--slate-soft);
    margin-top: 6px;
}

.charts-grid {
    display: -ms-grid;
    display: grid;
    -ms-grid-columns: 1.4fr 24px 1fr;
    grid-template-columns: 1.4fr 1fr;
    gap: 24px;
    margin-top: 46px;
}

.chart-svg {
    margin-top: 46px;
}

.bar-row-1 {
    margin-top: 46px;
}

.chart-card {
    background: var(--paper);
    border: 1px solid var(--line);
    border-radius: var(--r);
    padding: 30px;
}

.chart-card h3 {
    font-family: var(--sans);
    font-weight: 700;
    font-size: 1.05rem;
    margin-bottom: 4px;
}

.chart-card .cc-sub {
    font-size: 0.82rem;
    color: var(--slate-soft);
    margin-bottom: 22px;
}

.chart-legend {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    gap: 20px;
    margin-top: 18px;
    font-size: 0.82rem;
    color: var(--slate);
}

.lg-dot {
    display: inline-block;
    width: 10px;
    height: 10px;
    border-radius: 3px;
    margin-right: 7px;
    vertical-align: middle;
}

.bar-row {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    gap: 14px;
    margin-bottom: 16px;
}

.bar-row .bl {
    width: 118px;
    -webkit-box-flex: 0;
    -ms-flex: none;
    flex: none;
    font-size: 0.86rem;
    color: var(--slate);
}

.bar-track {
    -webkit-box-flex: 1;
    -ms-flex: 1;
    flex: 1;
    background: var(--line);
    border-radius: 6px;
    height: 30px;
    overflow: hidden;
}

.bar-fill {
    height: 100%;
    border-radius: 6px;
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    -webkit-box-pack: center;
    -ms-flex-pack: center;
    justify-content: center;
    font-size: 0.8rem;
    font-weight: 700;
    color: #fff;
    width: 0;
    -webkit-transition: width 1.1s cubic-bezier(0.2, 0.7, 0.2, 1);
    -o-transition: width 1.1s cubic-bezier(0.2, 0.7, 0.2, 1);
    transition: width 1.1s cubic-bezier(0.2, 0.7, 0.2, 1);
}

.chart-foot {
    font-size: 0.76rem;
    color: var(--slate-soft);
    margin-top: 18px;
    border-top: 1px solid var(--line);
    padding-top: 14px;
}

/* ---------- testimonial #3 marquee ---------- */
.t3-section {
    background: var(--paper-2);
    overflow: hidden;
}

.marquee {
    margin-top: 42px;
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
    gap: 18px;
    -webkit-mask-image: -webkit-gradient(
        linear,
        left top,
        right top,
        from(transparent),
        color-stop(8%, #000),
        color-stop(92%, #000),
        to(transparent)
    );
    -webkit-mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent);
    mask-image: -webkit-gradient(
        linear,
        left top,
        right top,
        from(transparent),
        color-stop(8%, #000),
        color-stop(92%, #000),
        to(transparent)
    );
    mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent);
}

.mq-card {
    width: 330px;
    -webkit-box-flex: 0;
    -ms-flex: none;
    flex: none;
    background: var(--white);
    border: 1px solid var(--line);
    border-radius: 12px;
    padding: 22px;
}

.mq-top {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    gap: 11px;
    margin-bottom: 10px;
}

.mq-top .nm {
    font-weight: 700;
    font-size: 0.9rem;
}

.mq-top .ci {
    font-size: 0.76rem;
    color: var(--slate-soft);
}

.mq-card .stars {
    margin: 0 0 9px;
}

.mq-card .star {
    width: 13px;
    height: 13px;
}

.mq-card p {
    font-size: 0.88rem;
    color: var(--slate);
}

/* ---------- testimonial #3 marquee ---------- */
.t3-section {
    background: var(--paper-2);
    overflow: hidden;
}

.t3-section-eyebrow {
    display: block;
    text-align: center;
}

.t3-section-title {
    width: 100%;
    max-width: 555px;
    text-align: center;
    margin: 0 auto 0;
}

.marquee {
    margin-top: 42px;
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
    gap: 18px;
    -webkit-mask-image: -webkit-gradient(
        linear,
        left top,
        right top,
        from(transparent),
        color-stop(8%, #000),
        color-stop(92%, #000),
        to(transparent)
    );
    -webkit-mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent);
    mask-image: -webkit-gradient(
        linear,
        left top,
        right top,
        from(transparent),
        color-stop(8%, #000),
        color-stop(92%, #000),
        to(transparent)
    );
    mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent);
}

.mq-track {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    gap: 18px;
}

.mq-row-1 .mq-track {
    -webkit-animation: scrollx 46s linear infinite;
    animation: scrollx 46s linear infinite;
}

.mq-row-2 .mq-track {
    animation: scrollx 58s linear infinite reverse;
}

.marquee:hover .mq-track {
    -webkit-animation-play-state: paused;
    animation-play-state: paused;
}

@-webkit-keyframes scrollx {
    to {
        -webkit-transform: translateX(-50%);
        transform: translateX(-50%);
    }
}

@keyframes scrollx {
    to {
        -webkit-transform: translateX(-50%);
        transform: translateX(-50%);
    }
}

.mq-card {
    width: 330px;
    -webkit-box-flex: 0;
    -ms-flex: none;
    flex: none;
    background: var(--white);
    border: 1px solid var(--line);
    border-radius: 12px;
    padding: 22px;
}

.mq-top {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    gap: 11px;
    margin-bottom: 10px;
}

.mq-top .nm {
    font-weight: 700;
    font-size: 0.9rem;
}

.mq-top .ci {
    font-size: 0.76rem;
    color: var(--slate-soft);
}

.mq-card .stars {
    margin: 0 0 9px;
}

.mq-card .star {
    width: 13px;
    height: 13px;
}

.mq-card p {
    font-size: 0.88rem;
    color: var(--slate);
}

/* ---------- final CTA ---------- */
.final-cta {
    background: -o-radial-gradient(50% -10%, 700px 360px, #16315a 0%, transparent 65%), var(--navy);
    background: radial-gradient(700px 360px at 50% -10%, #16315a 0%, transparent 65%), var(--navy);
    color: #fff;
    text-align: center;
}

.final-cta .eyebrow {
    display: inline-block;
    margin-bottom: 20px;
}

.final-cta-btn {
    display: block;
    width: -webkit-max-content;
    width: -moz-max-content;
    width: max-content;
    margin: 0 auto;
}

.final-cta h2 {
    margin-bottom: 18px;
}

.final-cta .fc-lead {
    color: rgba(255, 255, 255, 0.72);
    max-width: 34em;
    margin: 0 auto 32px;
    font-size: 1.1rem;
}

.final-reminder {
    display: -webkit-inline-box;
    display: -ms-inline-flexbox;
    display: inline-flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    gap: 9px;
    margin-top: 26px;
    font-size: 0.86rem;
    color: rgba(255, 255, 255, 0.6);
}

.final-reminder svg {
    width: 16px;
    height: 16px;
    stroke: var(--gold-bright);
    fill: none;
    stroke-width: 1.7;
}

/* ---------- footer ---------- */
footer {
    background: #081424;
    color: rgba(255, 255, 255, 0.6);
    padding: 54px 0 36px;
}

.foot-top {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: start;
    -ms-flex-align: start;
    align-items: flex-start;
    -webkit-box-pack: justify;
    -ms-flex-pack: justify;
    justify-content: space-between;
    gap: 40px;
    -ms-flex-wrap: wrap;
    flex-wrap: wrap;
    padding-bottom: 30px;
    border-bottom: 1px solid var(--line-dark);
}

.foot-cols {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    gap: 54px;
    -ms-flex-wrap: wrap;
    flex-wrap: wrap;
}

.foot-col h4 {
    font-family: var(--sans);
    font-size: 0.78rem;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: #fff;
    margin-bottom: 14px;
}

.foot-col a {
    display: block;
    font-size: 0.88rem;
    margin-bottom: 9px;
    color: rgba(255, 255, 255, 0.6);
}

.foot-col a:hover {
    color: var(--gold-bright);
}

.risk-disclaimer {
    font-size: 0.76rem;
    line-height: 1.7;
    margin-top: 28px;
    color: rgba(255, 255, 255, 0.45);
}

.foot-bottom {
    margin-top: 24px;
    font-size: 0.8rem;
    color: rgba(255, 255, 255, 0.4);
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-pack: justify;
    -ms-flex-pack: justify;
    justify-content: space-between;
    -ms-flex-wrap: wrap;
    flex-wrap: wrap;
    gap: 14px;
}

/* ---------- reveal animation ---------- */
.reveal {
    opacity: 0;
    -webkit-transform: translateY(22px);
    -ms-transform: translateY(22px);
    transform: translateY(22px);
    -webkit-transition:
        opacity 0.7s ease,
        -webkit-transform 0.7s ease;
    transition:
        opacity 0.7s ease,
        -webkit-transform 0.7s ease;
    -o-transition:
        opacity 0.7s ease,
        transform 0.7s ease;
    transition:
        opacity 0.7s ease,
        transform 0.7s ease;
    transition:
        opacity 0.7s ease,
        transform 0.7s ease,
        -webkit-transform 0.7s ease;
}

.reveal.in {
    opacity: 1;
    -webkit-transform: none;
    -ms-transform: none;
    transform: none;
}

/* ---------- RESPONSIVE ---------- */

@media (max-width: 1200px) {
    .hero-copy {
        padding: 0;
    }

    .charts-grid {
        -ms-grid-columns: 1fr 1fr;
        grid-template-columns: 1fr 1fr;
    }
}

@media (max-width: 900px) {
    .nav-links {
        position: fixed;
        display: -webkit-box;
        display: -ms-flexbox;
        display: flex;
        -webkit-box-orient: vertical;
        -webkit-box-direction: normal;
        -ms-flex-direction: column;
        flex-direction: column;
        gap: 50px;
        width: 100%;
        max-width: 383px;
        height: 100vh;
        top: 0;
        right: -100%;
        visibility: hidden;
        opacity: 0;
        border-radius: 0;
        -webkit-transition: 0.6s;
        -o-transition: 0.6s;
        transition: 0.6s;
        background-color: rgba(10, 27, 51, 1);
        -webkit-box-shadow: 0 4px 4px rgba(0, 0, 0, 0.25);
        box-shadow: 0 4px 4px rgba(0, 0, 0, 0.25);
        z-index: 9999;
        overflow: scroll;
        padding: 40px 20px 20px;
        margin-top: 0;
    }

    .nav-links--active {
        visibility: visible;
        right: 0;
        opacity: 1;
        overflow: scroll;
    }

    .nav-links-close {
        display: block;
    }

    .nav-links ul {
        text-align: center;
        -webkit-box-orient: vertical;
        -webkit-box-direction: normal;
        -ms-flex-direction: column;
        flex-direction: column;
    }

    .nav-links a {
        font-size: 18px;
        color: rgba(255, 255, 255, 1);
    }

    .nav-actions {
        display: none;
    }

    .nav-toggle {
        display: block;
    }

    .hero-inner {
        -ms-grid-columns: 1fr;
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .hero-graph {
        width: 100%;
        opacity: 0.35;
    }

    .amb-grid,
    .t1-grid,
    .how-grid,
    .stats-row {
        -ms-grid-columns: 1fr;
        grid-template-columns: 1fr;
    }

    .calc-card,
    .t2-card,
    .charts-grid {
        -ms-grid-columns: 1fr;
        grid-template-columns: 1fr;
    }

    .stats-row {
        -ms-grid-columns: 1fr 1fr;
        grid-template-columns: 1fr 1fr;
    }
}

@media (max-width: 560px) {
    .wrap {
        padding: 0 18px;
    }

    .period-seg {
        -ms-grid-columns: 1fr 1fr;
        grid-template-columns: 1fr 1fr;
        gap: 10px;
    }

    .result-split {
        -webkit-box-orient: vertical;
        -webkit-box-direction: normal;
        -ms-flex-direction: column;
        flex-direction: column;
        gap: 14px;
    }
}

@media (max-width: 430px) {
    .container,
    .hero .container {
        padding: 0 18px;
    }

    .hero-copy {
        padding: 0;
    }

    .calc-card {
        margin-top: 34px;
        border-radius: 14px;
    }

    .calc-controls,
    .calc-result {
        padding: 24px 20px;
    }

    .ctl-label {
        -webkit-box-align: start;
        -ms-flex-align: start;
        align-items: flex-start;
    }

    .result-value {
        font-size: 2.35rem;
    }

    .btn-lg {
        width: 100%;
    }

    .hero {
        background:
            -o-radial-gradient(70% -10%, 139.53% 34.21%, #163058 0%, rgba(22, 48, 88, 0) 62%),
            -o-linear-gradient(274.12deg, #0b1f3c 0%, #0a1b33 58%, #081424 100%);
        background:
            radial-gradient(139.53% 34.21% at 70% -10%, #163058 0%, rgba(22, 48, 88, 0) 62%),
            linear-gradient(175.88deg, #0b1f3c 0%, #0a1b33 58%, #081424 100%);
    }

    .form-card {
        padding: 20px 20px 25px 20px;
    }

    .trust-row {
        -webkit-box-pack: justify;
        -ms-flex-pack: justify;
        justify-content: space-between;
        gap: 15px;
    }

    .amb-card {
        -webkit-box-orient: vertical;
        -webkit-box-direction: normal;
        -ms-flex-direction: column;
        flex-direction: column;
        gap: 10px;
        padding: 39px 23px 29px 23px;
    }

    .amb-meta {
        margin-top: 10px;
    }

    .quote {
        padding-bottom: 10px;
    }

    .amb-meta .rl {
        width: 100%;
        max-width: 270px;
    }

    .how-grid {
        gap: 0;
    }

    .how-step {
        border-top: 1px solid rgba(255, 255, 255, 0.1);
        padding: 24px 0 26px 0;
    }

    .t2-body {
        padding: 22px;
    }

    .t2-photo {
        padding: 34px 96px;
    }

    .t2-photo .avatar {
        width: 88px;
        height: 88px;
    }

    .stats-section-lead {
        display: block;
        margin-top: 8px;
    }

    .chart-card h3 {
        margin-top: 0;
    }

    .chart-card:nth-child(1) {
        padding: 53px 23px;
    }

    .chart-card:nth-child(2) {
        padding: 21px 23px 23px 23px;
    }
}

@media (prefers-reduced-motion: reduce) {
    * {
        -webkit-animation-duration: 0.001s !important;
        animation-duration: 0.001s !important;
        -webkit-transition-duration: 0.001s !important;
        -o-transition-duration: 0.001s !important;
        transition-duration: 0.001s !important;
    }

    html {
        scroll-behavior: auto;
    }
}